Education loans · Admissions · Entrance exams
We help students choose the right college, get through the admission process, and fund it — matching them with the right lender across 20+ banks and NBFCs, then running the paperwork end to end.
Our services
Our expert educational services are designed to provide personalised guidance and support, so students achieve their academic goals with confidence.
We evaluate academic background, financial profile and university requirements, then compare banks and NBFCs on processing speed, interest rate, collateral, co-applicant eligibility and repayment flexibility — and run the file through to disbursement.
We shortlist colleges on programme quality, placements, rankings, acceptance trends and visa approval records, then support application planning, deadlines, documentation, SOP preparation and interviews.
Clear, updated information on GRE, SAT, IELTS and TOEFL — which test your course and country need, exam formats, scoring patterns, preparation strategy and realistic timelines.
How it works
Course, university, country, loan amount, co-applicant income and whether collateral is available. One short call is usually enough.
We compare the banks and NBFCs your profile actually qualifies for, and explain the trade-off between rate, margin money, processing time and repayment terms.
We prepare the application and document set, coordinate with the lender, and follow up on verification so the file doesn't sit idle.
We track the sanction letter, help you meet the university's payment deadline, and stay available for tranche disbursements through the course.
What we compare
Rates change often and depend on your profile, so we don't publish numbers we can't stand behind. Here's how the options differ in practice — your exact rate is confirmed with the lender on your file.
| Lender type | Collateral | Typical strength | Watch out for |
|---|---|---|---|
| Public sector banks | Usually required above the unsecured limit | Lowest rates, longest tenures | Slower processing, heavier documentation |
| Private banks | Secured and unsecured options | Faster sanction, cleaner process | Higher rate than public banks |
| NBFCs | Often unsecured | Flexible on profile and course | Higher rate, processing fee |
| International lenders | No Indian collateral | No co-applicant income needed for some courses | Limited to select universities and courses |
Interest rates, margin money and processing fees are lender- and profile-specific. We share the exact comparison for your case once we review your profile.
Plan before you borrow
Our calculator handles what generic EMI tools miss: the moratorium during your course, whether interest is served while studying, and how capitalised interest changes the principal you actually repay.
Example · ₹20,00,000 at 11% for 12 years
Illustration only — your figures depend on the lender's terms.
Why we're called Edulever
A lever moves a load when there's weight on the other side. That weight is our work: the college research, the application file, the lender paperwork. Add it piece by piece and watch what happens to the student.
Effort still on the student
100%
Alone, you carry the college research, the paperwork and the bank visits yourself.
Add our side of the work
Nothing on our side yet
Free consultation
Share a few details and our team will call you with a shortlist of lenders that fit your profile. No charge, no obligation.
FAQ
No. Our loan processing support is free for students. We are paid by the lender when a loan is disbursed, which is why we can compare options across our whole panel.
Often yes, depending on the university, course, loan amount and your co-applicant's income. Unsecured loans usually carry a higher interest rate than secured ones, and the limit varies by lender.
Most education loans have a moratorium covering the course duration plus a grace period, commonly six months. Interest may still accrue during that period — our calculator shows what that does to your total repayment.
It depends on the lender and how complete your documents are. Private banks and NBFCs are usually faster than public sector banks; a well-prepared file moves considerably quicker than an incomplete one.
Admission letter, academic records, KYC for the student and co-applicant, co-applicant income proof, bank statements, and property papers if you are applying for a secured loan.